Denise LottVice President of Residential Lending
Products & Tools
- Purchasing a Home
- Renovation Loans
- Lock Today & Shop Tomorrow
- Protect Your Rate
- Homebuyer Privileges
With more than 20 years in the financial services industry, Denise considers herself a dedicated, knowledgeable and caring mortgage loan originator. She is proficient in all aspects of residential loans and has vast experience with first time home buyer programs, condos and coops, jumbo loans, FHA, VA and other programs.
In this ever-changing lending environment, Denise stays current with the changes and regulations and uses her knowledge to educate her borrowers and referral partners throughout the home financing process to ensure a smooth transaction from application to closing. Denise prides herself on bringing constant value and unparalleled service to all the partners she works with in the course of her position. For Denise, it’s not about the loan, it’s about people and having the opportunity to be a part of one of their major life events. She has built a career based on referrals and the best compliment that can be received is referrals from past clients and professional partners.
Denise was raised in St. James, New York, on the north shore of Long Island, and graduated from Dowling College where she received a Bachelor of Science with a double major in Marketing and Finance. After college, Denise lived in New Jersey for 17 years, and now resides in Savannah, Georgia. Denise has two children: Christopher, who is married and lives in Boca Raton, FL with his wife and granddaughter and Brittany, who is currently attending college in Savannah.
Whether this is your first home, next home, second home, or a refinance, the financial strength we’ve built over the past century enables us to offer you a wide range of loan options, very competitive rates, and exclusive benefits above and beyond what you’ll find at other lenders.